Cashflow Forecasting & Finance

Your financial freedom could
be closer than you think

Whatever stage of life you are at, going through our tried and tested cashflow
forecasting process means that you have all the facts in front of you for effective
financial planning.

And that means that your journey to developing your property investment
portfolio is only a step away

Our Simple Process to Success

Whether you are interested in starting your property investment business or want all the facts in front of you to help you plan your financial future, our process is simple, detailed, and effective.


Getting to know you:

Its really important to us that we get to know you and your financial ambitions so we’ll take the time to understand you

Advice and explanation:

We’ll work through your financial plan with you and answer any questions that you may have, and provide a detailed explanation of the scenarios that we run with you

Financial information:

We ask for very detailed information on your financial position including income and expenditure, investments, debts, your assets and all aspects of your personal and business finances

Stress testing:

We test how different financial decisions about growth rates and inflation and other related events might impact on your financial security


Using progressive financial planning techniques we carry out a detailed analysis of your current position, your future cashflow, and areas where you may be at risk

Personalised financial plan:

We produce a personalised financial plan that includes a detailed cashflow forecast, and a consolidated balance sheet. These show you your income and expenditure, and what you own and owe

Managing your Assets

Managing assets like your property investment portfolio and pension pots and fully understanding your level of financial security can be complex and daunting. We understand that and we look in detail at your assets through our cashflow forecasting process by producing a consolidated balance sheet that lays out in detail what your assets are, and their value. From there we are able to look at different scenarios based on your needs, economic conditions and asking the “what if” questions. That means that you can plan and manage your assets more effectively.

Your Income and Expenditure

Everyone has pressures on their income, and sometimes expenditure is difficult to predict if something goes wrong. During our cashflow forecasting process, we take an in-depth look at your income and expenditure. We strive to establish whether you are on target to achieve your aims and objectives and the time required to do this.
Lifetime cash flow may give you the ability to retire early, sell a business, divorce with financial confidence, change career, and generally feel more satisfied financially.

Cashflow Forecasting

We start with a base plan and a consolidated balance sheet (what you own and owe) and cash flow statement (what you earn and spend). This represents the ‘here and now’ of your planning. For clients with a range of assets, the cash flow forecast presents a summary of these, together with your financial position, in one place.
Once our detailed analysis has been completed we can model all manner of scenarios, both planned and unplanned. Our cashflow forecasting will give you a greater level of financial control. You will have an in-depth understanding of your finances, and the potential to achieve your goals sooner.

Frequently Asked Questions

Some of the questions that our cashflow forecasting process answers are:

How much money do I need to retire and what will it cost me now to achieve it?
Is it possible to increase our spending now and will we still have sufficient money to keep us in comfort in our old age?
Can I afford to send my children to private school or university? How will this affect my future standard of living?
Are my investments in the right place and invested in a tax-efficient way?
How much inheritance tax is payable on my estate and what can I do to leave more of my assets to my heirs?
What are my financial goals and how can I put a plan in place to achieve them?
What happens to my family if I am unable to work or if I meet an untimely death?
How can we make the most of our financial resources to help us achieve what we want?
Can we afford to help our children or grandchildren get onto the property ladder?
Can I afford to purchase a holiday home abroad?

What Our Clients Say

The high level of service and passion to ensure the best deal was achieved and best advice given.

A great firm knowledgeable, friendly and is amazing at explaining their products to the un trained ear.

The team was infinitely helpful with obtaining my first mortgage deal and then remortgaging two years later.